Category: Tips

Getting a Rental Without Perfect Credit

If you have less than perfect credit, or no credit, you might have no doubt questions or concerns about being approved for a rental home. While it won’t be easy, there are some things you can do to help improve your odds.  What it boils down to is: Setting your landlord at ease. The landlord…
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Five Things to Look out for when Hiring an Investment Advisor

Maybe not everyone knows that the relationship between investment advisors and their clients is all based on trust. And trust is something that requires time to be given.  They say it’s not easy to find a trustworthy investment advisor, and I do agree with that: I am a professional investment advisor and I work hard…
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Fast Track to Financial Stability

Congratulations! You have made the single most important step in the entire process – searching out how to become financially stable. In my 20’s and early 30’s, I made tons of mistakes.  I overspent, mis-used credit, and basically lived a “Rock star” lifestyle- without any care in the world.  The problem is, I’m here to…
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Tips for Travelling Without Breaking the Bank!

Being financially independent also means being free to travel anytime you want. Obviously it must be done without impacting your cash flow too much. Here are some tips to achieve that. Do your research. Start planning way in advance. Prepare a spreadsheet with all the expenses (hotels, transportation, meals etc) and see how much the…
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7 Important Things to Know about Your Credit Score and What You Can Do About it

When you apply for credit, and at some point you will most likely need too, you have to make sure your lender trusts you.  One of the tools that lenders use to build that trust, among other things, is the credit score. In fact, your credit score is usually the very first thing that a…
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Conventional Mortgage Finance Hack

If you, like many, struggle to get the 20% Down Payment required to purchase a home (without mortgage insurance/PMI), consider this creative financing hack. If you are buying the property (i.e. not refi) ask the lender to lend based on the appraised value, if it appraises higher than the sale price. If the appraised value…
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