Editorial Guidelines

Welcome to Surplus Academy!  Co-Founded and led by Rick Orford & Andrea Spallanzani, Surplus Academy is a finance blog aimed at helping people on their path to financial independence. Our mentor community offers contributions in the form of stories, and are an essential part of our mission, and we love reading your pieces!  There are no set-in-stone criteria for length or format, but a good rule-of-thumb for length is 800 to 1000 words, and breaking up your piece into sections (with sub-headlines, and consistent formatting) is a great idea to boost clarity and help the reader follow along. 3-6 Tips type articles tend to be popular as well, eg “5 Things to Look Out for When…”.

We’d love to hear from you about any of the following topics:

Financial Management: Stories about managing cash flow, and debt deduction are important, but try to write it in a positive light.

Investment Ideas: Stories about what you like about investing, and what you like to invest in are always interesting.  

What Success Means to You: Are you Financially Independent or on your way?  We would love to hear about your successes (and failures), in addition to what you learned.  

Relevant Takes on News: We want to read your reactions, opinions and analysis of the stories of a financial nature in the news or in popular culture that are relevant to Surplus Academy.

Finances at home: Submit your stories about parenting and co-parenting, interpersonal relationships (romantic, family, friends), dealing with topics related to household finances.

Now that you have a sense of what topics to write about, here are a few guidelines to keep in mind when submitting your pieces:

  1. Please link to all sources, studies, research, and facts that you mention in your post.

Your story will be more grounded when you make references to your points while educating your readers. While referencing a study, if you don’t mind, reference the investigation conceptual or full content of the investigation — or an article referencing the exploration from a legitimate source like The New York Times, The Wall Street Journal, TIME, CNN, CNBC, Marketwatch, etc. It would be ideal if you note that in every case, it’s ideal to recognize the opposite side of thoughts, for example, any pundits’ worries about discoveries or speculations. Likewise, in the event that you quote another person, or a book or film you feel is applicable, make a point to put the statement in quotes, and give the source where you discovered it.

  1. Surplus Academy seeks to publish pieces that are relevant to our core topics (as listed above), and does not publish explicit, vulgar, or otherwise inappropriate content.

While Surplus Academy has a wide umbrella of monetarily related subjects about which we’re eager to peruse your entries (see list above), your composition must be significant to our core themes. In the event that it isn’t, we maintain whatever authority is needed to remove/modify the contribution. Furthermore, we deferentially ask that you not utilize unseemly, express, derogatory, or generally hostile language. We maintain whatever authority is needed to remove words and other comparable language.

Please note that we may remove content that doesn’t adhere to these guidelines.

Please also note: On occasion, we may update the titles/subtitles and/or featured image to make your post as social and search-friendly as possible.

Don’t forget, you must have permission to use any third-party text, photos, videos or other content, and all such items must be given credit.