The Financially Independent Millennial is a Confirmed #1 BEST SELLER!

This just in!  Amazon has just confirmed that our book, The Financially Independent Millennial has just hit #1 Best Seller Status! Pick up your copy today on Amazon!

7 Important Things to Know about Your Credit Score and What You Can Do About it

When you apply for credit, and at some point you will most likely need too, you have to make sure your lender trusts you.  One of the tools that lenders use to build that trust, among other things, is the credit score. In fact, your credit score is usually the very first thing that a…
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Conventional Mortgage Finance Hack

If you, like many, struggle to get the 20% Down Payment required to purchase a home (without mortgage insurance/PMI), consider this creative financing hack. If you are buying the property (i.e. not refi) ask the lender to lend based on the appraised value, if it appraises higher than the sale price. If the appraised value…
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10 Strategies to Fast-Track your Financial Independence

It doesn’t matter how much money you earn from your career, your business, if you win the lottery, or were given a billion dollars.  Being Financially Independent means you have passive income (that’s income that is generated from your investments without day-to-day management on your part) that exceeds your expenses.  Note Passive income.  Passive income…
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Here’s the #1 Thing Millennials Don’t Understand about Credit Cards

The economy relies on consumer credit to keep the it ticking along.  And banks have a seemingly endless supply of currency to lend out to those who are both accepting to it and credit worthy.  One of the favorite tools banks have to lend out money, quickly, are credit cards.  When used correctly, credit cards…
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Generating Income from your Portfolio in Retirement

By now, you should have your financial independence number.  If you don’t already have it, click here to get it! As you know, your financial independence number is an estimate of how much you need to live off (the dividends) generated by your portfolio, forever. Creating and self-managing dividend portfolio can be a valuable income…
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Getting Rid of Bad Debt

Let me be the first to tell you, debt isn’t the devil.  When used correctly, debt can be a tool to generate wealth.  But high interest debt, i.e. from credit cards, acts in reverse.  It keeps you broke. Here is an example of what someones debt load might look like: Amount Owing Interest Rate Monthly…
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Becoming Financially Independent – Step Two

Cutting the budget. Yep, that’s right. Cutting the budget is all thats needed to generate extra money at the end of every month. Money that you can use to pay down debt, build an emergency fund, ear mark for large purchase, or invest. Eventually, the last two will be your monthly goal. But how? Now…
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Becoming Financially Independent – Step One

Congratulations! You have made the single most important step in the entire process – searching out how to become financially independent. In my book, I explain how I made several money mistakes over and over before finally making the decision that enough is enough. One of the ideas I often had, was “if only I…
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The Financially Independent Millennial

  Do you want Financial Independence before you turn 40? The #1 Best Selling Book, The Financially Independent Millennial shares how one regular Millennial (just like you) became a millionaire by the age of 35! Warning: reading this book and following the advice within can result in a 7-figure net worth! Discover the steps (known…
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