Tag: cash Flow

Losing your job due to a tech merger or acquisition?

If you hear that the company you work for is being acquired, of course the first things you want to find out are … is it true, who is the buyer, when is the deal closing, what is the probability of the deal happening, and will the buyer want to keep me or not? Let…
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Tips for Travelling Without Breaking the Bank!

Being financially independent also means being free to travel anytime you want. Obviously it must be done without impacting your cash flow too much. Here are some tips to achieve that. Do your research. Start planning way in advance. Prepare a spreadsheet with all the expenses (hotels, transportation, meals etc) and see how much the…
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Generating Income from your Portfolio in Retirement

By now, you should have your financial independence number.  If you don’t already have it, click here to get it! As you know, your financial independence number is an estimate of how much you need to live off (the dividends) generated by your portfolio, forever. Creating and self-managing dividend portfolio can be a valuable income…
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Getting Rid of Bad Debt

Let me be the first to tell you, debt isn’t the devil.  When used correctly, debt can be a tool to generate wealth.  But high interest debt, i.e. from credit cards, acts in reverse.  It keeps you broke. Here is an example of what someones debt load might look like: Amount Owing Interest Rate Monthly…
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Becoming Financially Independent – Step Two

Cutting the budget. Yep, that’s right. Cutting the budget is all thats needed to generate extra money at the end of every month. Money that you can use to pay down debt, build an emergency fund, ear mark for large purchase, or invest. Eventually, the last two will be your monthly goal. But how? Now…
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Becoming Financially Independent – Step One

Congratulations! You have made the single most important step in the entire process – searching out how to become financially independent. In my book, I explain how I made several money mistakes over and over before finally making the decision that enough is enough. One of the ideas I often had, was “if only I…
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The Financially Independent Millennial

  Do you want Financial Independence before you turn 40? The #1 Best Selling Book, The Financially Independent Millennial shares how one regular Millennial (just like you) became a millionaire by the age of 35! Warning: reading this book and following the advice within can result in a 7-figure net worth! Discover the steps (known…
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