Tag: Credit Card

Tips for Travelling Without Breaking the Bank!

Being financially independent also means being free to travel anytime you want. Obviously it must be done without impacting your cash flow too much. Here are some tips to achieve that. Do your research. Start planning way in advance. Prepare a spreadsheet with all the expenses (hotels, transportation, meals etc) and see how much the…
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7 Important Things to Know about Your Credit Score and What You Can Do About it

When you apply for credit, and at some point you will most likely need too, you have to make sure your lender trusts you.  One of the tools that lenders use to build that trust, among other things, is the credit score. In fact, your credit score is usually the very first thing that a…
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Here’s the #1 Thing Millennials Don’t Understand about Credit Cards

The economy relies on consumer credit to keep the it ticking along.  And banks have a seemingly endless supply of currency to lend out to those who are both accepting to it and credit worthy.  One of the favorite tools banks have to lend out money, quickly, are credit cards.  When used correctly, credit cards…
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Getting Rid of Bad Debt

Let me be the first to tell you, debt isn’t the devil.  When used correctly, debt can be a tool to generate wealth.  But high interest debt, i.e. from credit cards, acts in reverse.  It keeps you broke. Here is an example of what someones debt load might look like: Amount Owing Interest Rate Monthly…
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Becoming Financially Independent – Step Two

Cutting the budget. Yep, that’s right. Cutting the budget is all thats needed to generate extra money at the end of every month. Money that you can use to pay down debt, build an emergency fund, ear mark for large purchase, or invest. Eventually, the last two will be your monthly goal. But how? Now…
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Becoming Financially Independent – Step One

Congratulations! You have made the single most important step in the entire process – searching out how to become financially independent. In my book, I explain how I made several money mistakes over and over before finally making the decision that enough is enough. One of the ideas I often had, was “if only I…
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The Financially Independent Millennial

  Do you want Financial Independence before you turn 40? The #1 Best Selling Book, The Financially Independent Millennial shares how one regular Millennial (just like you) became a millionaire by the age of 35! Warning: reading this book and following the advice within can result in a 7-figure net worth! Discover the steps (known…
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